Finally—Affordable Health Insurance for Business Owners to Offer Healthcare Benefits
Taking measures to give your employees great healthcare just got easier.
Thanks to a new government program, it’s now more accessible than ever for you to give your employees the gift of peace of mind when it comes to their health and wellness coverage.
This is nothing like your group agents have presented before, and we’d love to help introduce you to what’s possible in a conversation to see if ICHRA is right for your business.
In less than 90 seconds, our founder John Mashburn shares how this is possible in this video.
Increase your employee retention.
Attract and retain a higher caliber of employee.
Create a competitive advantage in the hiring market.
And ultimately be the hero for your employees by offering health insurance––without the financial load on your shoulders.
Affordable health insurance for business owners is possible. Let Maranatha Insurance share how ICHRA can simplify benefits and save you money.
Allow a Maranatha Insurance agent to share what coverage you’re qualified to offer at little to no cost to you through ICHRA.
We’ll start by sending you an information packet to review how this government program is able to give employees major health insurance coverage for free.
Why It’s Been So Hard to Offer Health Insurance—Until Now
You want to give your team real benefits (and yourself some peace of mind) without the stress, the cost, or the confusing participation rules of group plans.
But offering health coverage as a small business owner has felt… impossible.
You’re told you need 70% of your team to say yes
The premiums keep going up—whether or not your people use it
You get stuck fielding questions, doing paperwork, and acting like an HR department
Enter ICHRA: A Better Way to Offer Benefits
ICHRA stands for Individual Coverage Health Reimbursement Arrangement.
It’s a government-approved way to:
- Give your team real health insurance options
- Set a fixed, predictable budget that works for your business
- Skip the participation requirements of traditional group plans
- Offer benefits—even if you only have a handful of employees
No more crossing your fingers at renewal time. No fine print. No pressure to meet impossible requirements.
Instead?
Predictable costs. Simple setup. Real coverage your team will actually use.
Why Employers Love It
- Simple setup and support from a local agent
- Flexible for any team size (even 2–3 employees)
- Boosts retention and hiring with real benefits
- Provides an edge against industry competitors
Serving North & South Carolina Businesses
We’re based right here in the region—and we get it. Whether you’re running a construction crew, a local salon, a logistics company, or a startup that’s starting to scale, offering health insurance can feel out of reach.
That’s why we specialize in helping business owners like you provide affordable health insurance for small teams—without the stress of traditional group plans.
Whether you’ve got 3 employees or 30, we’ll walk you through every step of setting up simple, flexible employee insurance coverage that actually fits your budget.
So that you can:
Attract and keep great people
Give your team real peace of mind
And get back to focusing on the business you’re building—not the benefits you’re battling.
We know you have many avenues to acquire your coverage. The question is, do you want a highly trained and certified expert to guide you? Is your healthcare that important? We believe the answer is yes, You are that important and you will see that shine through in the experience you have with Maranatha Insurance Group. Put our unmatched experience, our unbeatable staff and our industry leading expertise to work for you. No pressure. No gimmicks. Just qualified help. Reach out to us today.
Let’s see what’s possible for you with better business health insurance options through ICHRA.
No hard sell. No endless forms. Just a quick conversation to find out what kind of affordable health insurance for small business owners you’re actually eligible to offer. We’ll even send you some information ahead of time to see for yourself how ICHRA might be just what you need to be the hero of your employees and offer great health benefits for less.
FAQ
ICHRA stands for Individual Coverage Health Reimbursement Arrangement. It’s a government-approved way for employers to reimburse employees for their own health insurance—tax-free.
With ICHRA:
You set the budget
Employees choose their own plan
There are no participation minimums
You avoid annual rate hikes and group renewal stress
No. You can offer ICHRA with just 2-3 employees, or with 30. There’s no minimum group size required.
Yes. ICHRA is fully compliant with the Affordable Care Act when set up properly. That’s part of what we handle for you
There really isn’t one. If it’s not a fit for your business, we’ll tell you that upfront. But most small businesses are surprised by what they do qualify for—and how much they can save.
Most employers can be up and running in just a few days. We’ll guide you through the whole process, step by step. Speak to an agent to start.
Access to the Best Health Insurance Companies and Networks
Don’t trust your healthcare to an unlicensed person over the phone that you will never meet. Trust our team of licensed agents with over 30 years of experience.
Enjoy hands on customer service and support. You’re not just a number. You matter to us.